TERMS & CONDITIONS
Last Updated: April 11, 2025
PLEASE READ THESE TERMS CAREFULLY! IMPORTANT NOTICE FOR RESIDENTS IN NORTH AMERICA ONLY: YOU AND THE COMPANY AGREE THAT ANY FUTURE DISPUTES BETWEEN YOU AND THE COMPANY WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, UNLESS YOU OPT-OUT IN ACCORDANCE WITH SECTION 14.
These Terms of Service (“Terms” or “Agreement”) apply when you access, use or visit Ludlow Business LLC (the “Site”) or any newsletters, publications, chatrooms, live sessions, seminars, webinars, video presentations, social media postings, applications, email communications, research reports, or any other educational and informative products, content, digital subscriptions, or features made available on the Site, or on the websites and mobile applications owned and operated by us or our affiliates that link to these Terms (the Site and these services, content and applications collectively constituting, the “Services”). The Services are provided to you by Ludlow Business LLC or its affiliates (referred to in these Terms collectively as “the Company,” “we,” “us” and “our”).
BY USING THE SERVICES, YOU EXPRESSLY UNDERSTAND, ACKNOWLEDGE AND AGREE TO COMPLY WITH THESE TERMS. If at any time you do not accept the terms and conditions set forth in these Terms, you must immediately stop using the Service.
In any suit or action related to Ludlow Business LLC, the Company is entitled to recover attorneys’ fees, costs, and disbursements.
1. CHANGES
We may change or update these Terms at any time. Continued use of the Services constitutes acceptance of revised Terms. We may modify or discontinue any part of the Services at our discretion and without liability.
2. PRIVACY POLICY
Please review our Privacy Policy at:
https://ludlowbusinessllc.com/privacy-policy/
Your acceptance of these Terms constitutes consent to the processing described therein.
3. USE OF SERVICES
3.1 Affirmative Representations
You represent that:
All information you submit is truthful and accurate
You comply with applicable law
You are 18 or older
3.2 Registration
Some Services require registration. You agree to:
Provide accurate information
Maintain confidentiality of your password
Accept responsibility for all activity under your account
3.3 Text Messaging
By using the Services, you consent to receive SMS messages, including marketing messages.
To opt out, email support@tickertrigger.com or text STOP.
Standard messaging rates may apply.
4. PROHIBITED ACTIVITIES
You agree NOT to:
- Use the Services for unauthorized purposes
- Transmit unsolicited communications or interfere with the platform
- Impersonate others
- Reverse engineer the Service
- Circumvent security features
- Data mine or scrape the Site
5. OUR INTELLECTUAL PROPERTY RIGHTS
5.1 Content
All content is owned or licensed by Ludlow Business LLC and protected under copyright and intellectual property laws.
5.2 License
You receive a limited, noncommercial license to access the Services.
Commercial use, redistribution, scraping, or modification is prohibited.
6. OUR MANAGEMENT OF THE SERVICES
6.1 Our Right to Manage
We may:
- Monitor or review activity
- Restrict or remove content
- Report violations
- Block or terminate users
6.2 Termination
We may terminate access to any user at any time without notice.
7. CONTENT YOU SUBMIT
“Submitted Content” includes anything you post or share on the Services.
You represent you own the content or have proper licensing rights.
You grant us an irrevocable, perpetual, worldwide license to use, modify, publish, and distribute your Submitted Content.
7.1 License to Submitted Content
You grant Ludlow Business LLC full licensing rights, including sublicensing, derivative works, and promotional use.
7.2 Rules for Submission
You agree NOT to post:
- False, misleading, or unlawful content
- Insider or confidential information
- Malware or disruptive code
- Advertisements or solicitations
We may remove or restrict content at our discretion.
8. FEEDBACK
Feedback you submit is non-confidential and may be used by Ludlow Business LLC without restriction or compensation.
9. SUBSCRIPTIONS
Some Services require payment.
9.1 Fees and Payments
Prices may change with notice
Digital subscriptions renew automatically
Sales tax may apply
You must maintain a valid payment method
9.2 Purchases
By making a Purchase, you represent:
You are authorized to use the payment method
Your information is accurate
We reserve the right to refuse or cancel orders at any time.
9.3 Promotions
Promotions have separate terms and cannot be combined.
10. REFUND & CANCELLATION
We want you to be satisfied with your service from Ludlow Business LLC.
Unless otherwise specified:
- Most products/services are non-refundable
- Credits may be transferred to other services
- For credit transfers, call (800) 380-7072 within 30 days
Subscriptions
- Auto-renew unless canceled
- Cancel through your account or email support@tickertrigger.com
- Must cancel 48 hours before renewal
Refunds are not granted to subscribers who violate these Terms.
11. INTENDED USE & RELIABILITY OF SERVICES
Services may be unavailable due to:
- Maintenance
- System failures
- Natural disasters
- Internet provider issues
No uptime guarantee is offered.
12. CONTESTS, SWEEPSTAKES & PROMOTIONS
Promotions may include separate rules. Those rules supersede these Terms where applicable.
13. LEGAL DISPUTES & ARBITRATION
13.1 Initial Dispute Resolution
Contact support@tickertrigger.com to resolve concerns.
13.2 Binding Arbitration
If unresolved after 60 days, disputes proceed to JAMS arbitration under the Streamlined Rules.
Filing fees above $250 will be paid by the Company.
13.3 Class Action Waiver
You agree to individual arbitration only.
No class actions allowed.
13.4 Jury Trial Waiver
Both parties waive the right to a jury trial.
13.5 Attorney’s Fees
Prevailing party may recover reasonable legal fees.
13.6 Small Claims & PAGA Exceptions
Small claims and PAGA claims may proceed in court.
13.7 30-Day Opt-Out
Opt out by emailing
:support@tickertrigger.com
13.8 Exclusive Venue
If arbitration doesn’t apply, litigation must occur in New Hampshire.
13.9 Applicable Law
Terms governed by federal law and the laws of Delaware.
14. WARRANTY DISCLAIMER & LIMITATIONS
14.1 Disclaimer of Warranties
Services are provided “AS IS” and “AS AVAILABLE.”
No guarantees of accuracy, performance, or investment results.
14.2 Limitation of Liability
Our liability shall never exceed:
$100 OR the amount paid in the prior six months, whichever is greater.
15. INDEMNIFICATION
You agree to indemnify Ludlow Business LLC and its personnel against claims arising from misuse or violation of these Terms.
16. NOTICE TO NEW JERSEY USERS
Certain limitations may not apply under New Jersey law.
17. NOTICE TO CALIFORNIA USERS
For questions or complaints:
Email: support@tickertrigger.com
Or contact the California Department of Consumer Affairs.
18. DMCA NOTICE – COPYRIGHT INFRINGEMENT
Submit DMCA notices to:
support@tickertrigger.com
Notice must include:
- Signature
- Identification of copyrighted work
- Identification of infringing material
- Contact info
- Good-faith belief statement
- Accuracy statement
Knowingly false DMCA claims may result in liability.
19. GENERAL PROVISIONS
19.1 Independent Contractors
These Terms do not create a partnership, employment, or joint venture.
19.2 Non-Waiver
Failure to enforce a term is not a waiver.
19.3 Severability
Invalid provisions do not affect remaining Terms.
19.4 Assignment
We may assign rights under these Terms without notice.
19.5 Entire Agreement
These Terms constitute the full agreement between parties.
20. DISCLAIMERS
20.1 NOT AN INVESTMENT ADVISOR
Ludlow Business LLC and its employees are NOT:
- Investment advisors
- Broker-dealers
- Financial planners
20.2 Educational Use Only
Content is NOT personalized financial advice.
20.3 Testimonials
Results are NOT TYPICAL and NOT VERIFIED.
20.4 No Guarantee of Results
Past performance is not indicative of future results.
20.5 Substantial Risk
Trading involves risk, including total loss.
20.6 Company May Hold Securities
The Company and its employees may hold positions.
20.7 Forward-Looking Statements
Forward-looking statements are speculative and not guarantees.